Privacy Policy

We at Hubmee respect your personal data and want to be compliant with all necessary legislation. That is why, we have tried to make information in this Privacy Policy understandable and boring only to the extent, required by the law.

This Privacy Policy sets out how Hubmee uses and protects any information that you give Hubmee when you use this Website or Mobile App.

Hubmee is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this Website or Mobile App, then you can be assured that it will only be used in accordance with this privacy statement.

Hubmee may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. Small changes or changes that do not significantly affect individual privacy interests may be made at any time and without prior notice.

Our primary purpose in collecting Personal Information is to carry out and perform our contractual obligations with you and for our legitimate purpose of enhancing the Hubmee.

Any Personal Information collected by us in connection with your use of the Hubmee will be used for the purposes specified in this Privacy Policy or as provided for on the applicable Website page or Mobile App. Any Personal Information submitted by you for publication on the Website or the Mobile App grants us a license to use your Personal Information.

We require this information to understand your needs and provide you with a better service, managing your account, identifying and communicating with you, responding to questions, comments, and other requests, providing access to certain areas, functionalities, and features of our Services.

Apart from that, we may use your information for internal record keeping, analysing use of our services, developing new products and services and improving the Services, ensuring internal quality control and safety, complying with our legal obligations.

We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided. From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail.

We may as well use the information to customize the website according to your interests.

To comply with the Google API Services User Data Policy, including Limited Use requirements, we assure users that any information received from Google APIs within the Hubmee app will be used and transferred responsibly.

Learn more about our compliance and your rights under the Google API Services User Data Policy here: Google API Services User Data Policy.

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your Personal Information that they collect from the Website or the Mobile App. Therefore, although we take great care to protect your privacy, the confidentiality of any communication or material transmitted to/from Hubmee through the Website or the Mobile App, or via e-mail, cannot be guaranteed.

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us the access to your computer or any information about you, other than the data you choose to share with us.

We may share certain data with third-party tools, including AI models, to provide and enhance our services. The data shared may include but is not limited to user-generated content, usage patterns, and device information. We do this to improve the functionality, performance, and user experience of our app.

We are transparent about the data shared with third-party tools and obtain explicit user consent before doing so. This consent process is separate from the Google OAuth consent and is clearly demonstrated to the user within the app. Users are informed of the types of data shared, the purposes for which it will be used, and the entities with whom it will be shared. We provide clear options for users to accept or decline consent, and their choices are respected.

Our website may contain links to enable you to visit other websites of interest easily. Once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

You may have the right to object to or opt out of certain uses of your information. Where you have consented to the processing of your information for a specific purpose, you may withdraw that consent at any time by contacting us as described below. Even if you opt out, we may still collect and use your information for other purposes that were not based on your consent.

If you receive an email from us and do not want to receive future emails from us, you can use the unsubscribe link found at the bottom of the email to opt out of receiving future emails. Note that you will continue to receive transaction-related emails regarding products or services you have requested. We may also send you certain non-promotional communications regarding us and our Services, and you will not be able to opt out of those communications (e.g., communications regarding the Services or updates to this Privacy Policy).

We may send you push notifications through our App. You may at any time opt out from receiving these types of communications by changing the settings on your mobile device. With your consent, we may also collect precise location information if you use our App. You may opt out of this collection by changing the settings on your mobile device.

Your browser may offer you a “Do Not Track” option, which allows you to signal to operators of websites and web applications that you do not wish such operators to track certain of your online activities over time and/or across different websites. Since uniform standards for “Do Not Track” signals have not yet been adopted, we do not process or respond to “Do Not Track” signals.

If you want to exercise one of the rights mentioned in this section, please contact us though email or post as provided in the contact information below.

You may choose to restrict the collection or use of your personal information in the following ways:

• Whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes;
• If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at support@hubmee.com

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

You have the right to access data, request changes, deletions, and corrections.

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee may be applied in case you request such information to be provided on paper. If you would like a copy of the information held on you, please write to 1616 N Bosworth Suite A, Chicago, IL 60642, USA.

In addition to our own cookies, we may also use various third-party cookies to deliver advertisements for our service across the internet. The advertising techniques we use do not collect any information that personally identifies a user.

We may use third-party advertising companies that use tracking technologies to serve our advertisements across the Internet. These companies may collect information about your visits to the Website and other websites and your interaction with our advertising and other communications. These advertising companies serve ads on behalf of us and others on non-affiliated sites, and some of those ads may be personalized, meaning that they are intended to be relevant to you based on information collected about your visits to the Website and elsewhere over time. Other companies may also use such technology to advertise on our Website.

You have the choice to tell us not to collect and use this information, and in some jurisdictions, we will only engage in interest-based advertising if you opt-in.

Your information, including Personal Information, may be transferred to the United States and other locations outside Europe and the United States where the data protection laws may differ, and be less stringent, than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Information, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

When you opt to use the SavvyMoney credit score feature within our app, please note that you will be required to provide your Social Security number (SSN), date of birth, and billing address directly to SavvyMoney. We do not store, process, or have access to this sensitive information. This data is handled exclusively by SavvyMoney to verify your identity and provide you with credit score services. For more information on how your data is used and protected, please refer to the SavvyMoney Privacy Policy www.savvymoney.com/privacy-policy

Under Age 13

Hubmee understands the importance of protecting children's privacy in the interactive online world. The Services are not designed for, or intentionally targeted at, children under 13 years of age. It is not our policy to intentionally collect or maintain information about anyone under the age of 13. No one under the age of 13 should submit any Personal Information to Hubmee, the Website, and/or the Mobile App.

For the purposes of the California Consumer Privacy Act (“CCPA”), specifically in the last twelve (12) months, we have collected the following categories of Personal Information: Identifiers; Professional or Employment-Related Information; Internet or other Electronic Network Activity Information; Customer Records Information; and Geolocation Information. We do not use or disclose sensitive personal information as defined in the CCPA.

Please see the “Your Rights” section of our Policy above for information about the additional rights you have with respect to your personal information under California law and how to exercise them.